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"Writing means sharing. It's part of the human condition to want to share things - thoughts, ideas, opinions." - Paulo Coelho

Responsible Family Planning Tips for a Better Quality of Life

8/2/2026

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Credit: Style My Soul, www.stylemysoul.com | Family Planning Tips
Choose Mutual Abstinence for 100% Prevention
At LivingWell, we’ve helped over 170,000 women navigate unplanned pregnancies since 1985. The single most effective family planning tip I can share from our experience is practicing mutual, agreed-upon abstinence. As a medical fact, total abstinence is the only 100% effective way to prevent unplanned pregnancies and eliminate the risk of sexually transmitted diseases. In my work, I have seen how choosing this path allows individuals to avoid the sudden crisis of an unplanned pregnancy and focus entirely on their long-term personal, educational, and career goals. 
For couples, we find that discussing and establishing these physical boundaries beforehand adds immense value to their quality of life. It shifts the focus of the relationship toward building deep emotional, intellectual, and spiritual intimacy, ensuring a firm foundation of trust and respect before making a lifelong sexual commitment.
​— Leo Kim, Executive Director, LivingWell

Have the Conversation, Plan Ahead
One lesson on family planning that I learned is that taking responsibility means having an open conversation prior to life making the decision for you. In 2000, at the age of 27, I founded my company CuraDebt. Since then, I have been involved in building the company for over 24 years. In my experience of starting a company, I learned that it becomes easy to make any big decisions when you plan in advance about the life that you desire instead of reacting to situations. This is true even in family planning. ​My perspective also comes from having seen thousands of consumers at CuraDebt handle their problems in consumer debt, tax debt, business debt, and student loans. The stress of finances does not just affect bank accounts; it may even affect personal relationships and constrain one’s ability to make certain decisions. While planning cannot ensure that everything will be okay, it certainly provides more options. While my engineering experience predisposes me to think in terms of calculations and probabilities, I know that people are not spread sheets, and things do not always work out as planned. What is important is the level of awareness and adaptability.
Over twenty years of managing CuraDebt, I sold my company and embarked on a new chapter with EverLife Capital, which deals with longevity biotech science research. This gave me an understanding that life has many chapters and having a proper plan will enable you to change course rather than being stuck. In short, my recommendation is have conversations, know your financial situation and make the tough decisions when you have options to choose from. Nobody has everything sorted out, but not having the conversation makes the decision-making process more difficult.
​— Eric Pemper, Managing Member, CuraDebt

Set Roles Early to Avoid Chaos
Decide who does what before a crisis forces the answer. My mom became disabled when I was 11, and our family had no plan — just improvisation, and I absorbed a lot of it as the only kid at home. Running a company now, I flipped that: written agreements with siblings and spouse on decision rights, financial responsibilities, and who covers what when I’m traveling or on a deadline. Sounds cold. It’s the opposite. It’s what lets me be present instead of reactive when something actually goes wrong.
— David LoPresti, Founder, ADA Compliance Professionals

Set Milestones and Budget Together
Make budgeting and backward planning a shared family practice. When my wife and I had an honest conversation about money, we began budgeting together and set long-term milestones, such as where we wanted to be by 40 and 50, then worked backward in five-year steps. That habit reduced uncertainty and kept us living within our means. It improved my confidence and made major life decisions more deliberate and aligned with our goals. — Taylor Kovar, CEO, GrowVia Group

Separate Work and Home to Protect Family
One thing I suggest for your family planning is to clearly divide your time at home with your family from your time working outside the house. For me, this included creating check-in times, hiring employees to help me carry the burden of the day-to-day operations, and creating a simple way for us all to communicate through Google Workspace. Since we were able to separate our personal lives from our professional lives, it eliminated constant interruptions to spend time with our family and decreased the amount of stress associated with burnout. As a direct result of these changes, I was able to have some space to think again, as well as protect our routine at home. My family’s quality of life increased, and we were still able to increase business. — Silvia Lupone, Owner, Stingray Villa
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